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Affordable Housing

Subsidized and Affordable Senior Housing

Usually managed by a city or county housing authority, these subsidized complexes can be found in many urban areas. They may also be privately-owned and exchange housing to low-income adults for government credits or subsidies. Some complexes are open to people of all ages, but specifically reserve spaces for senior adults. Eligibility for this kind of public housing is based on income. The senior must earn below a set income and these income levels often change based on the median income in the given area. Subsidized housing rent is based on a percentage of the senior's income, so rates vary for each individual. Affordable housing is often the same rate for all residents if the living unit is the same size (regardless of income).

- U.S. Department of Housing and Urban Development

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The Fair Housing Act (FHAct) protects all citizens from discrimination on the basis of race, color, national origin, religion, sex, handicap or familial status (families with children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18). Although the FHAct was amended in 1988 to prohibit discrimination on the basis of disability and familial status, Congress intended to preserve housing specifically designed to meet the needs of older persons. Such housing that meets the FHAct definition of "housing for older persons" is exempt from the law's familial status requirements, provided that: HUD has determined that the dwelling is specifically designed for and occupied by elderly persons under a Federal, State or local government program or it is occupied solely by persons who are 62 or older or it houses at least one person who is 55 or older in at least 80 percent of the occupied units, and adheres to a policy that demonstrates intent to house persons who are 55 or older. Therefore, housing that satisfies the legal definition of senior housing or housing for older persons described above, can legally exclude families with children. If you have been trying to buy or rent a home or apartment and you believe your rights have been violated, you can contact the Department of Housing and Urban Development.

Privately Owned Subsidized Housing

HUD helps apartment owners offer reduced rents to low-income tenants. Private subsidized housing is affordable rental housing for low and moderate income families, elders, and the disabled. It is owned and managed privately. The government gives funds, called "subsidies," to private housing developers. In return, the housing developers charge low rents to eligible households.

Am I Eligible?

To be eligible for private subsidized housing, you must meet income guidelines. Your past history as a tenant and your criminal record must show that you will be a good tenant. Public Housing - affordable apartments for low-income families, the elderly, and persons with disabilities. If you need public housing assistance or would like specific information about public housing programs such as housing choice vouchers, please contact your local Public Housing Agency. Housing Choice Voucher Program (Section 8) - this program allows you to find your own place and use the voucher to pay for all or part of the rent. The Housing Choice Voucher Program is the federal government's major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market.

Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments. The participant is free to choose any housing that meets the requirements of the program and is not limited to units located in subsidized housing projects. Housing choice vouchers are administered locally by public housing agencies (PHAs). The PHAs receive federal funds from the U.S. Department of Housing and Urban Development (HUD) to administer the voucher program.

A family that is issued a housing voucher is responsible for finding a suitable housing unit of the family's choice where the owner agrees to rent under the program. This unit may include the family's present residence. Rental units must meet minimum standards of health and safety, as determined by the PHA. A housing subsidy is paid to the landlord directly by the PHA on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. Under certain circumstances, if authorized by the PHA, a family may use its voucher to purchase a modest home., is a national, non-profit provider of housing locator services. provides a fully-staffed toll free English/Spanish Call Center that helps landlords list and helps tenants search for properties while providing continuous property availability updates. For additional information, contact at 1-877-428-8844 or

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Your search for Affordable Housing in North Carolina returned 110 results

704 907 0394

3426 Toringdon Way
Suite 100
Charlotte, NC 28211

704 377 3034

1110 Rising oak Drive
Charlotte, NC 28206

704 861 0954

2900 Union Rd.
Gastonia, NC 28054

704 372 5898

321 N Davidson Street
Charlotte, NC 28202

704 736 1222

939 Bailey Springs Drive
Lincolnton, NC 28092

704 825 9376

51 Flowers Ct.
Belmont, NC 28012

704 376 0763

421 N Poplar Street
Charlotte, NC 28202

704 637 7431

211 Ridge Avenue
Salisbury, NC 28144

704 788 4351

185 Wilkinson Court
Concord, NC 28025

704 868 9122

1426 Union Rd.
Gastonia, NC 28053


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