With responsibilities like house payments and college tuition under control, what do you still need to plan for? We each have one final personal responsibility-planning our funeral. While many agree that planning gives a great sense of comfort, there are misconceptions as to what it involves. We provide an easy guide to pre-planning, along with answers to frequently asked questions.
I plan on living a long time, why should I plan my funeral now?
You purchase insurance to plan for what “might happen”. Homeowner’s Insurance. Health Insurance. Why not plan for the one thing you know will happen? If you died today, who would make the decisions and pay for them tomorrow?
• Your family responsibility. Reduce the emotional and financial burden that family members may feel if all of the decisions are left up to them.
• Your own celebration; one that truly reflects who you are.
• Well organized family data; it makes it easy to locate vital documents and historical records.
I understand the importance of planning, how do I begin?
Step 1: Record the information.
Record the facts that you’ll want everyone to know and remember. Write down personal information such as personal stories, hobbies, and special interests. These are the things that will ensure that your funeral is meaningful.
Q: Is recording this information enough?
A: Something is always better than nothing. However, by simply recording who you are, what you valued and how you want to be remembered will not fully assist your family when it comes time for them to complete the funeral arrangements. Many additional details are needed and will have to be decided by someone; knowing your preferences makes it easier for your family to finalize your arrangements.
Step 2: Select the Arrangements.
•Do I want a burial or cremation?
•What type of casket or urn is appropriate?
•Where do I want the service to take place?
•What other special details would be meaningful?
Q: What happens after this information is recorded?
A: Once recorded, it’s kept on file for safe keeping and made accessible at the appropriate time. We recommend that you keep a copy at home and share with someone close to you.
Step 3: Fund the funeral.
Planning reduces the emotional burden on your family. Funding reduces the financial burden. Should you move or relocate, your plan should be transferable to another funeral provider.
Q: How many years can I take paying for my funeral?
A: The funeral home should work with you to set up a plan that is affordable and designed specifically with your request in mind. There is no required amount to begin and it can be paid over a period of time set by you. Any amount you choose to place toward funding your funeral is left up to your own discretion.
Allow McAlister-Smith help you prepare a plan that you’re comfortable with – one that fits your beliefs and personal style. Let your family know that you want everyone dancing. There is NO COST or obligation to get the information you need to make a decision that’s right for you.