Independent and Active Adult Living Financial Considerations


Depending on the type of housing arrangement, the costs may range from as little as 30% of income in Section 8 or publicly subsidized independent living, to as much as $4,000.00 per month.

How to Apply

Most all housing locations will require an application that might carry a fee. Housing choices that provide services, likely will include the consumer submitting a medical physical from their doctor stating their specific needs. Consumers should be very clear about how and by whom the services will be provided, if these providers are licensed and what forms of payment can be accepted in the community.

What to Expect

Independent living means that the person can successfully accomplish their activities of daily living. These would include: bathing, dressing, grooming, and meals. There may be planned activities or a nutritional program on site. Other local community services might also be available at the complex.

Steps for Selection

Local real estate agents might know of areas of town that have apartments with a high concentration of older adults.

  • Call the local information and referral source in your county. Generally located at the Senior Center or Department of Social Services.
  • is an agency that maintains a database of independent units for older and disabled adults.
  • Ask friends, relatives, clergy and physicians about their experiences with particular areas.
  • Contact the property manager and request an appointment to review the costs, services and the contract.
  • Contact the Better Business Bureau.
  • If you still have questions or cannot find housing in your area, contact your local Housing Authority.