By Hunter Jones, President / CEO BBB of the Upstate
Scams can affect anyone, but older adults are especially targeted by investment, romance, online shopping, and home improvement scams. The good news? Recognizing red flags and staying informed is your best defense.
Red Flags to Watch For
If it sounds too good to be true—it probably is. Watch out for:
- “Free” or “low-cost” offers.
- Pressure to act immediately.
- Requests for payment via gift cards or wire transfers.
- Promises of guaranteed returns or miracle cures.
- Emotional pleas like a “grandchild” in trouble.
Phone Fraud & Government Impostors
Scammers may claim to be from the IRS, Medicare, Social Security, or your bank.
- Tip: Don’t trust caller ID. Hang up and call the agency directly.
- Reduce robocalls: visit DoNotCall.gov or call 1-888-382-1222.
Home Repair Scams
Someone shows up at your door offering repairs? That’s a red flag.
- Use BBB.org to find verified contractors.
- Never pay the full amount upfront.
Romance & Emergency Scams
- Romance scammers build trust online, then ask for money.
- Emergency scams involve fake calls from “grandkids” in trouble. Always verify the story before sending help.
Healthcare & Medicare Tricks
- Beware of offers for “free” braces or walkers.
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Fact: Medicare doesn’t allow unsolicited calls about equipment. Hang up.
Tech & Investment Traps
- Don’t click unknown links—they could install malware.
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Avoid “can’t-miss” investments, even from people you know. Always do your homework.
Smart Habits = Safer Seniors
- Talk to someone you trust before acting.
- Shred documents with personal info.
- Review bank and credit card statements often.
- Research before you buy—especially online or over the phone.
Always look for the BBB Accredited Business Seal, because it’s looking out for you.
Find a Better Business anytime at BBB.org
