A clear guide to common Medicare enrollment mistakes and how thoughtful planning can help avoid costly penalties, coverage gaps, and long-term complications.
Tag: Medicare
Know the Difference Between a Hospital Observation Stay and an Inpatient Stay
Know how Medicare treats observation vs. inpatient hospital stays to avoid unexpected costs and coverage gaps.
Why Use a Local Agent When Looking at Medicare or Health Insurance Options?
Working with a local Medicare or health insurance agent ensures you get the right plan, personalized service, and ongoing support.
Medicare’s Annual Enrollment Period: What Is the Big Deal?
Understanding your options during Medicare’s Annual Enrollment Period can help you avoid costly mistakes. Here’s what you can change—and why it matters.
What is Elder Law?
Learn how elder law helps older adults and their families with estate planning, long-term care, guardianship, and protection from exploitation.
Rehabilitation and Support after a Stroke
SOURCES: American Heart/American Stroke Association Guidelines for Stroke Rehabilitation and Recovery for Adults Knowing where to turn for rehabilitation… Read more »
Why Use a Local Agent When Looking at Medicare or Health Insurance Options?
Choosing the right Medicare or health insurance plan requires expert guidance. A local agent ensures your doctors, prescriptions, and needs are covered.
Medicare Open Enrollment Period 2025
Medicare’s open enrollment period for 2025 runs from October 15 to December 7. This is the time for beneficiaries to review their Part D and Advantage plan options as significant changes are coming. With adjustments to formularies, premiums, deductibles, and more, it’s essential to review your plan to avoid unexpected costs in the new year. Notably, out-of-pocket pharmacy spending will be capped at $2,000, and the coverage gap, or “donut hole,” will be eliminated. Beneficiaries should pay close attention to their Annual Notice of Change (ANOC) for details on plan changes and take advantage of available counseling services.
MACRA’s Impact on Medicare
MACRA’s Impact on Medicare Submitted by Kim Reyes, Benefits Counselor, Appalachian Council of Governments MACRA is known as the… Read more »
Changes in 2020 Coming to Medicare Supplement (Medigap) Insurance
Changes in 2020 Coming to Medicare Supplement (Medigap) Insurance By Loretta Hartzell, Hartzell & Associates, Inc. I recently attended… Read more »
